We are HICAP – Health Insurance Counseling and Advocacy Program for residents of Contra Costa County

IMPORTANT NOTICE for 2025:

For 2025, we expect more changes than usual. Some Medicare Advantage plans will leave and some drug plans will have big price increases.

At this time we know these plans are leaving:
— Both Humana plans (Gold and Community)
— AARP/United HealthCare PPO
If you have one of these plans, please attend one of our COMMUNITY TALKS before you contact us. You may get all the information you need to make a decision.

Be sure to keep and read the “Annual Notice of Change” (ANOC) document you receive from your plan. We will have 2025 plan information on the website by October 15th.

This article explains the importance of reading your ANOC for 2025.

Annual Enrollment starts October 15!

Click Here for information about Annual Enrollment

We offer both In-Person and Virtual Community Talks, presenting Medicare changes for 2025. We also offer Counseling Events where you can get one-on-one help with your Annual Enrollment decisions.

Welcome to Medicare Classes

HICAP provides Welcome to Medicare classes designed for Contra Costa residents.

Counseling Locations

HICAP offers free, impartial, one-on-one counseling to help you with anything related to Medicare.

Low Income Assistance

HICAP may be able to help you find programs to lower your Medicare costs.

Medicare Plan Information

Current year information for all Medicare premiums, plans, and supplements.

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