Extra Help (Low Income Subsidy) is a program that can help lower your costs for Medicare Part D prescription drug coverage.
HICAP can help you apply: HICAP counseling locations.
You can also apply directly through Social Security: www.ssa.gov/medicare/prescriptionhelp
Depending on the level of Extra Help that you’re eligible for you’ll receive the following benefits:
- $0 or reduced premium on your prescription drug plan
- $0-$85 deductible on your drug plan
- No coverage gap
- Low co-payments (see chart) or reduced (15%) coinsurance on your medications
- Can change Part D plan or Medicare Advantage plan quarterly
If you first qualify for Extra Help in July or after, it will be good for the rest of that year as well as the following year.
Please be patient if the chart doesn’t load immediately. It is two pages. Use the gray scroll bar on the chart to see both pages. Use the black Pop-Out box in the upper right corner to enlarge.
A chart showing all the Low Income Assistance that help with Medicare costs for low income individuals is available from HICAP.